When you’re injured at work, you want to know what kind of benefits you can expect from your workers’ compensation claim. Virginia has several different kinds of benefits, based on how long you will be out of work, if you are able to work while you are healing, and if you will have a permanent injury. This article provides a brief overview of all of those different types of workers’ compensation benefits. Click on the types of benefits to go to articles that explain the benefit in more detail.
Temporary workers’ compensation benefits last until you’re able to work at your regular job again.
Temporary Partial Disability Benefits are given when you are able to work some, but cannot work your regular job while you are healing. You will be able to work your regular job in the future. You will receive 2/3 of the difference in your wages between what you made before you were hurt and what you are making now while you are not working your regular job.
Temporary Total Disability Benefits are given when you are completely unable to work, but you will heal and get better. You will be able to work your regular job in the future. You will receive 2/3 of your wages from before you were hurt.
Permanent workers’ compensation benefits last forever.
Permanent Partial Disability Benefits are given when you are able to work but have permanently lost the use of a body part, such as a limb or an eye. You cannot get Temporary Partial Disability Benefits and Permanent Partial Disability Benefits at the same time. The amount you are disabled determines what your benefits will be.
Permanent Total Disability Benefits are given when you lose the ability to use two parts of your body, such as your hands, feet, arms, legs, or eyes. Before you get Permanent Total Disability Benefits you receive Temporary Total Disability Benefits for about 9.5 years. Like Temporary Total Disability Benefits, you will receive 2/3 of your wages from before you were hurt.
If you are killed at work, your spouse and dependents (such as children under 18) can receive Death Benefits. The death benefits include money for a funeral and transporting your body, as well as some of your wages. The amount of wages they qualify for depends on several factors.
With Lifetime Medical Benefits, the workers’ compensation insurance company will pay for your medical bills relating to the injury from work. This might mean a quick visit to urgent care, a stay in the hospital, or ongoing care throughout the rest of your life. Lifetime Medical Benefits allow you to get the care you need to recover as much as possible from your injury, including seeing specialists and going to physical therapy. You may also be eligible for medical mileage reimbursement to go to medical appointments.